Insurance Coverage Options /



Travel insurance and assistance services, offer many reasons why travelers protect themselves  and their families.These are the travelers we help through Unanticipated travel delays, bad weather, lost luggage  and medical EMERGENCIES in foreign countries. There are many types of coverages available  from basic to premier. In addition to endorsements from of our valued customers, here are reasons why travelers choose Vacation Protection Insurance.

  • Life is unpredictable. Some trips need to be canceled. Most lost luggage takes five days to return to its owner. Lost or forgotten medication Travel insurance will assist you in locating a pharmacy to purchase a new prescription.Becoming ill or injured during their trip. As almost one out of every two travelers do. Travel insurance can provide peace of mind – especially for travel outside the United States, where many hospitals request cash payments in the thousands before treatment can even begin!
  • Health insurance may not go the distance. The majority of health insurance (including Medicare), worker’s compensation insurance, third-party and personal liability policies don’t cover international travel. In fact, a  closer look at the inside of your passport will  reveal that the government recommends travel insurance when traveling outside the United States.
  • In the event of a natural disaster, airline strike.
  • Credit card coverage, homeowners and auto insurance ? None of these provide sufficient coverage for travel. Even combined, they may not offset the cost of a medical emergency overseas.
  • Travel suppliers may default. If a cruise line, airline or tour operator ceases operations due to financial hardship or bankruptcy, travel insurance saves travelers from paying for a  trip they’ll  really never get to take.
  • We all experience tough economic times. The loss of a job or other income might mean a trip planned in advance may have to wait. Travel insurance puts cash back into the hands of travelers when they need it most.
  • Listed below are highlights of some of the benefits and coverage that may be covered in your plan. Plan Comparison Charts and Benefit Explanations Compare packages.
 Benefit Coverage
Benefit Coverage Basic   Plan   Classic   Plan   Deluxe   Plan  
Trip Cancellation Protection Up to amount purchased   Up to amount purchased   Up to amount purchased  
Trip Interruption Protection Up to amount purchased   Up to 150% of amount purchased   Up to 150% of amount purchased  
Emergency Medical and Dental $10,000   $25,000   $50,000  
Emergency Medical Transportation $50,000   $500,000   $1,000,000  
Travel Accident Coverage         $50,000  
Baggage Coverage $500   $1,000   $2,500  
Baggage Delay Coverage $100   $300   $600  
Travel/Trip Delay Coverage $150   $800   $1,500  
Daily Limit     $200   $300  
Missed Connection Coverage     $800   $1,500  
Collision/Loss Damage Insurance         $50,000  
Change Fee Coverage     $250   $250  
Frequent Traveler/Loyalty Plan Coverage     $250   $250  
YourDeluxeTrip.com         Included  
24 Hour Hotline Assistance Plus     Included   Included  
24-Hour Hotline Assistance Included          
Concierge         Included  
Existing Medical Condition Coverage Available/Conditions Apply          
Existing Medical Condition Coverage     Available/Conditions Apply   Available/Conditions Apply  
Coverage for Financial Default     Available/Conditions Apply   Available/Conditions Apply  


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