Resources

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Travel insurance and assistance services, offer many reasons why travelers protect themselves and their families. These are the travelers we help through Unanticipated travel delays, bad weather, lost luggage and medical EMERGENCIES in foreign countries. There are many types of coverages available from basic to premier. In addition to endorsements from of our valued customers, here are reasons why travelers choose Vacation Protection Insurance. 

Life is unpredictable. Some trips need to be canceled. Most lost luggage takes five days to return to its owner. Lost or forgotten medication Travel insurance will assist you in locating a pharmacy to purchase a new prescription. Becoming ill or injured during their trip. As almost one out of every two travelers do. 

Travel insurance can provide peace of mind – especially for travel outside the United States, where many hospitals request cash payments in the thousands before treatment can even begin! Health insurance may not go the distance. The majority of health insurance (including Medicare), worker’s compensation insurance, third-party and personal liability policies don’t cover international travel. In fact, a closer look at the inside of your passport will reveal that the government recommends travel insurance when traveling outside the United States. In the event of a natural disaster, airline strike. Credit card coverage, homeowners and auto insurance. None of these provide sufficient coverage for travel. Even combined, they may not offset the cost of a medical emergency overseas. 

Travel suppliers may default. If a cruise line, airline or tour operator ceases operations due to financial hardship or bankruptcy, travel insurance saves travelers from paying for a trip they’ll really never get to take. 

We all experience tough economic times. The loss of a job or other income might mean a trip planned in advance may have to wait. Travel insurance puts cash back into the hands of travelers when they need it most. 

Listed below are some SAMPLE highlights of some of the benefits and coverages that MAY be covered in an insurance plan. 

KEEP IN MIND ALL INSURANCE POLICES ARE NOT EQUAL AND HAVE DIFFERENT COVERAGE OPTIONS. BE SURE YOU UNDRSTAND ALL BENEFIT EXPLANATIONS AND COMPARE PACKAGES TO ENSURE YOU HAVE CHOOSEN THE ONE THAT IS RIGHT FOR YOU.

YOU MAY REQUEST AN OVERVIEW OF INSURANCE PLANS PRIOR TO PURCHASE 

 During Travel Coverage:
POST-DEPARTURE TRAVEL PROTECTION PLAN - Post Departure Travel Insurance Benefits are administered by the insurance company. Plan payments are non-refundable and non-transferable.

Trip Interruption: Reimburses (up to the total trip cost) unused hotel arrangements plus additional costs to change or purchase a new airline ticket if you can't travel due to circumstances such as illness or injury to you, a family member, or traveling companion, jury duty, subpoena, or a traffic accident on the way to the airport.

Missed Connection: The plan reimburses you up to $500 for unused arrangements and additional transportation should you miss your Cruise or tour departure due to a delay of at least 3 hours to 12 hours of all regularly scheduled flights due to a covered reason, such as adverse weather or Quarantine (imposed by a physician or government authority).
 

Trip Delay: The plan reimburses you up to $3,000 for expenses such as meals, lodging, and local transportation costs should you be delayed 6 or more hours due to a defined Hazard, such as a Common Carrier Delay or Quarantine (imposed by a physician or government authority).

Emergency Evacuation: Pre-pays up to $75,000 for the cost of emergency medical transportation if a serious illness or injury occurs during your vacation that requires medical evacuation.

Medical Expense: Provides Medical Expense benefits for a covered Sickness or Injury incurred while on your Trip up to $50,000 plus emergency dental coverage up to $750.

Travel Accident: Accidental death and dismemberment coverage up to $10,000 in the event of loss of life or limb while flying. 

AGAIN, KEEP IN MIND THESE DETAILS ARE FOR GENERAL INFORMATION ONLY AND MAY NOT BE SPECIFIC TO THE TYPE OF PLAN YOU ULTIMATELY CHOOSE